Kapalpoker.com Agen Poker, Domino Dan Capsa Online Indonesia Terpercaya - Involuntary unemployment insurance | All about insuranceAll about insuranceInvoluntary unemployment insurance. Any change in the employment relationship has implications for insurance against illness and accident. What employers and employees need to know about it?Information obligation of the employerEmployer must inform the employee during the notice about his insurance coverage – regardless of whether the employee or the employer has terminated. The following insurance companies are affected:Pension Fund: The employee is still assured a month after leaving the company in the previous pension fund against death and disability. Instruct your employees out that he is after this month at the reception facility take out voluntary insurance -., if it does not already again after one month commences a new location or to report to the employment officeAccident insurance: After termination of employment of the employee is insured for 30 days against accident.

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If it occurs later a new job or he does not answer within 30 days at the employment office, he may enter into an agreement insurance (a maximum of 180 days) and has 210 days so full insurance coverage. Inform the employee in writing of this possibility and you point out that he otherwise must include the accident coverage in the health insurance again.Sick pay insurance, your company has entered into a collective sick pay insurance, a distinctive employee can usually (is absolutely the right of transfer only when unemployed) transgressed from the collective to the individual daily sickness benefits insurance. To do this, obtain from the insurance company the necessary information and forward them in writing to the employees. Involuntary unemployment insurance:  What workers need to know?Termination, time-out or change jobs: How can you maintain the insurance coverage? When is in what constellation what to do? We explain on the basis of four typical situations:Case 1: Resigned and unemployedCase Study: Mrs. Muller loses her job and finds a new immediately.Sick pay insurance: Labor law obliges the employer to an employee who can not work through a fault due to illness; the rewards continue paying a certain amount of time. The employer may voluntarily enter into this, daily sickness benefits insurance; many of the collective bargaining agreement provides for such mandatory. Did Ms. Muller’s employer to such a policy, they can continue this after job loss as a private person.

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A conversion is possible without a medical examination.Has miller company has no sick pay insurance, they will receive from the unemployment insurance in case of illness compensation, but only for 30 days.Accident insurance: After exit points Frau Muller is not automatically insured against accidents during 30 days. Reports them within this period for unemployment insurance to the insurance cover continues.Pension Fund: During one month from the end of the employment relationship Muller is insured neither by the Pension Fund nor to the risks of death and disability. As a recipient of unemployment insurance for protection continues.Insurance: Mrs. Muller should not report during the current notice at the employment office. Even if it is temporarily ill and therefore not employable, they can still register as unemployed and as mentioned, at least during 30 days of unemployment benefits.Case 2: Time-OutCase study: Mr. Fischer refers unpaid leave. Then he returns to his current employer.Sick pay insurance: A transfer to the single daily sickness benefits insurance does not make sense. As one follows a rule during a temporary leave no employment, no loss of earnings, and the insurer must daily allowance arises in case of illness do not provide services in this case. Once Fischer could return to the job again, but is prevented due to illness, the collective daily sickness benefits insurance covers the payment of wages.Accident insurance: It is again the 30 days since start of the holiday. Fischer takes unpaid leave longer than 30 days; he may extend the accident insurance with so-called agreement insurance to a maximum of 180 more days. The application must be made before the holiday begins with the employer or the accident insurer. Is he even longer than the accident insurer of the employer covered 210 days on vacation, he shall certify the accident risk to the health insurance by about seven months. Note, however, that the health insurance company, franchise and deductible shall be borne by you.

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